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Technically, you can file a personal injury claim against an insurance company by yourself. Some people choose this route when they’ve suffered only mild injuries and have the time to research the legal claims process themselves. Also, skipping an attorney will save you some money in legal fees. However, an accident attorney especially a personal injury attorney can help you go up against big auto insurance companies and their team of lawyers.
Your attorney already knows the personal injury laws and procedural rules and can effectively handle all the legwork for you. He or she will act as your advocate throughout the entire case. Because an insurance company’s lawyers have the knowledge to reduce compensation and even deny the claim altogether, hiring an accident attorney is the best option for people who:
1. Have suffered severe injuries.
2. Are faced with expensive medical bills.
3. Have experienced a significant loss of wages due to their injuries.
4. Reasons to Consult an Accident Attorney
Consider hiring an accident attorney if any of the following apply to you.
1. Auto Accident Injuries
2. Severe Injuries
Generally, the severity of your personal injuries is measured by the:
Type of injury you’ve sustained.
2. Length of time it takes for you to recover.
3. Cost of medical bills you’ve incurred.
This also can include the estimated cost of future medical procedures.
Long-Term or Permanently Disabling Injuries
Generally speaking, a long-term injury is one that lasts for around a year or longer, while a permanent injury is one that disables you for life. These types of personal injuries seriously affect your ability to become and stay employed—not to mention the quality of your life. Proving long-term and permanently disabling injuries can be tricky business, and your personal injury attorney probably will consult with each medical professional you’ve seen. He or she even might request the presence of your medical professionals during any legal proceedings.
Disputed Liability
When an insurance company disputes its policyholder’s liability for the car crash, the company is basically saying that the policyholder is not at fault (or is at least claiming you don’t have enough proof of fault) and, therefore, the insurance company is not responsible for paying for your damages. An accident attorney will help you provide this proof and show that the other party was indeed at fault.
(Source: Quora)
Common Questions About Personal Injury Attorney
Question:
When do call a personal injury attorney
Answer:
It is very important to contact a personal injury lawyer as soon as possible after you have been injured or harmed. For example, if you are in an auto accident, the insurance company of the other driver will try to call you very quickly.
Question:
What Types of Cases Do Personal Injury Lawyers Handle?
Answer:
Motor Vehicle Accidents.
Premises Liability.
Product Liability.
Medical Malpractice.
Workers’ Compensation.
Assault/Sexual Assault.
Hiring a Personal Injury Lawyer.
Question:
How do I talk to a personal injury lawyer?
Answer:
The most effective way to communicate with a personal injury lawyer is to be clear and honest. That is to say that a client should speak with the attorney in a frank and candid way about the details of the case in a manner that is not overly complex.
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